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Benefits of Group Insurance
Group insurance plays a pivotal role for employers in the attraction, retention and compensation of their employees. For individuals, this is an...
Virtual healthcare and the connection to employee benefits
In Ontario we have greater access to virtual healthcare than ever before but what is virtual healthcare and how can we access it? This short video...
OHIP+ Transition of Drug Claims to Private Payers
The Ontario government is making changes to its OHIP+ Children and Youth Pharmacare program. The changes take effect April 1, 2019. The changes...
Hosting your own Workplace Flu Shot Clinic
Are you interested in hosting your own workplace flu shot clinic? This year Benefits Consulting Plus has done some of the research for you...
Is this prescription covered by the Ontario Drug Benefit or OHIP+ Programs?
Find out if your medication is covered through the Ontario Drug Benefit program, including OHIP+
KPMG – Small business tax update
Prime Minister Justin Trudeau and Finance Minister Bill Morneau announced that the small business tax rate would decrease to 9% (from 10.5%) by 2019...
Employee Benefits News
Group Retirement Planning
Help employees prepare for retirement while helping your business compete for talent. The new year is just around the corner and as an employer you are completing your 2018 employee performance reviews and finalizing your 2019 compensation budget. If you are like...
Traveling This Winter? Ensure You’re Protected
Originally Published by: ReFined Kingston With the summer behind us, kids back at school and the leaves changing colour, plans to get away from our cold winters are soon to be in full swing. If you’re crossing the border to the U.S. or another destination, it is...
Which Funding Option Is Right For You?
Originally Published by: ReFined Kingston Historically, owners of small and medium-sized businesses have had one funding option for their health and dental benefits. But in recent years, some additional options have emerged. Owners of smaller businesses can now choose...
Group Insurance: Not Just for Large Businesses
Originally Published by: Fine Lifestyles Kingston Kingston and the surrounding areas are home to some incredible businesses, many of which have less than 10 employees. These range from a husband and wife team who started their own business to an entrepreneur who began...
Why Businesses Should Offer Employee Benefits
Originally Published by: Fine Lifestyles Kingston Employers investigating a new employee benefits plan are often impressed by the comprehensive insurance coverage and reasonable cost. From prescription drug and dental coverage to life, long-term disability and...
Helping Kingston Families and Businesses Protect What’s Most Important to Them
Originally Published by: Fine Lifestyles Kingston When looking to the future, a top priority for many is the security and well-being of their family — something Bryce Parisotto and Shannon Bennett-Parisotto help clients with every day.Owners and operators of...
Individual Insurance News
Shareholders agreement and life insurance – Complex and Costly or Guided and Reasonable
In my experience it is not always the actual complexity or cost that delays this valuable planning. Often delays are a result of our perception. The perception that drafting a shareholders agreement is too complicated coupled with the notion life insurance premiums will be cost prohibitive.
Naming your life insurance beneficiary
ou can name more than one person as a beneficiary of your life insurance and even state a percentage of the benefit each beneficiary will receive. If you are naming a child as a beneficiary of your life insurance please make sure to name a person you trust as the trustee to the insurance proceeds.
How much insurance is right for Donna today?
Why is assessing your life insurance need so important? Because life insurance is a legacy you leave to protect your family. Work with your advisor to assess your priorities and ensure your life insurance benefit is designed to meet your intentions. Let’s take a...
Business Owner Life Insurance After Age 55
Originally Published by: ReFined Kingston Volume 1, Issue 1 Welcome to your mid-50s, a time when you notice your world has begun to shift. Children are often grown and your mortgage and other debts have shrunk or are all together gone. By age 55, many business owners...
Using Individual Insurance to Enhance Your Employee Benefits Coverage
Originally Published by: Fine Lifestyles Kingston Through employee benefits packages, many of us secure cost effective insurance with little to no medical underwriting. This coverage is truly a wonderful addition to an insurance portfolio, but seldom should employee...
Your accountant, lawyer, & insurance advisor
How this team can help you prepare Over the last 15 years I have worked with a number of well-intentioned business owners who omit the services of an accountant, lawyer or insurance advisor in an effort to save money. However being well intentioned and saving money...
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